Low Interest Rates are Rewriting Investing Rules

Low bond yields are frustrating income-oriented investors; diversification is the only answer.   As I sit down to write to you today, I can’t help but reflect on an article I read in the Wall Street Journal while riding on the train a few days ago. For the first time […]

Moving away from the U.S.? Better roll over your 401k!

The U.S. Department of Labor estimates that each year thousands of workers fail to claim or rollover approximately $850 million in 401k assets. If you are moving abroad and have an old 401k through a U.S. employer, don’t leave your account stranded! The process of claiming your 401k is easier […]

Most Americans Won’t Venture Abroad For Jobs. But The Millennials Will.

I wanted to comment on this very interesting article from the WSJ last week. In it, we learn about a recent survey of 200,000 global workers on their likelihood to venture abroad for career opportunities.   The survey, conducted by the Boston Consulting Group and The Network, an alliance of global recruiting […]

Eleven Ways to Help Yourself Stay Sane in a Crazy Market

Keeping your cool can be hard to do when the market goes on one of its periodic roller-coaster rides. It’s useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are 11 ways to help keep yourself from making hasty decisions that could have a long-term impact on […]

Uncle Sam Wants Your Foreign Address, and Your Money

US Tax filing for citizens and greencard holders living internationally is onerous and complex   There has been a lot of attention lately on the complex tax situation of Americansand US Green Card holders (legal residents) living overseas. Let’s say you have moved abroad, either for work or personal reasons, […]

Balancing a Retirement Portfolio with Asset Allocation

The combination of investments you choose is as important as the individual investments themselves. In fact, many experts argue that it’s even more important, since the mix of various types of investments accounts for most of the ups and downs of a portfolio’s return. Each type of investment, or asset class, has strengths and weaknesses that […]

Getting Help from a Financial Professional

Are you suddenly on your own or forced to assume greater responsibility for your financial future? Unsure about whether you’re on the right track with your savings and investments? Finding yourself with new responsibilities, such as the care of a child or an aging parent? Facing other life events, such as marriage, divorce, the sale of […]

Understanding the Various Types of IRAs

All about IRAs An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. In fact, IRAs are one of the most powerful retirement savings tools available to you. Even if you’re contributing to a 401(k) or other plan at work, you should also consider investing in an IRA.   […]

Broad Market Gains Power Historic Rally

The market’s returns this year have indeed been fascinating. It has been over 20 years since all assets have gone up at the same time, as has happened so far this year. What does this say about whether all assets are over-valued, as some have recently suggested. My sense is […]

Fidelity Bans U.S. Investors Overseas From Buying Mutual Funds

It appears that the next phase of FATCA will make it even harder for U.S. citizens and taxpayers to manage their investments while living abroad. In the 9 years that we have been doing this, we’ve seen it get progressively harder for people. Fortunately we saw this coming, and thanks […]