Year-End Tax Planning for Cross-Border Families

As the 2014 tax year in the U.S. nears its end, now is an important time for international and cross-border families to consider actions which can reduce your tax bill. In this article, we highlight some important tax moves that any U.S. taxpayer should be thinking about, along with some […]

Moving away from the U.S.? Better roll over your 401k!

The U.S. Department of Labor estimates that each year thousands of workers fail to claim or rollover approximately $850 million in 401k assets. If you are moving abroad and have an old 401k through a U.S. employer, don’t leave your account stranded! The process of claiming your 401k is easier […]

Eleven Ways to Help Yourself Stay Sane in a Crazy Market

Keeping your cool can be hard to do when the market goes on one of its periodic roller-coaster rides. It’s useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are 11 ways to help keep yourself from making hasty decisions that could have a long-term impact on […]

Uncle Sam Wants Your Foreign Address, and Your Money

US Tax filing for citizens and greencard holders living internationally is onerous and complex   There has been a lot of attention lately on the complex tax situation of Americansand US Green Card holders (legal residents) living overseas. Let’s say you have moved abroad, either for work or personal reasons, […]

Expats Left Frustrated as Banks Cut Services Abroad

This article brings to light the challenges expats are facing as a result of more stringent regulatory laws. Financial institutions are weighing the profitability of a client relationship against compliance risk and deciding that the increased reporting scrutiny and regulatory costs are not worth the relationship. As a result many institutions […]

Concentrated Stock Positions: Considerations and Strategies

Whether you inherited a large holding, exercised options to buy your company’s stock, sold a private business, hold restricted stock, or have benefitted from repeated stock splits over the years, having a large position in a single stock carries unique challenges. Even if the stock has done well, you may want more diversification, or have new […]

Balancing a Retirement Portfolio with Asset Allocation

The combination of investments you choose is as important as the individual investments themselves. In fact, many experts argue that it’s even more important, since the mix of various types of investments accounts for most of the ups and downs of a portfolio’s return. Each type of investment, or asset class, has strengths and weaknesses that […]

What Is a CPA Personal Financial Specialist?

A Personal Financial Specialist (PFS) is a Certified Public Accountant (CPA) who meets the financial planning requirements established by the American Institute of Certified Public Accountants (AICPA). The credential is awarded only to CPAs who demonstrate the requisite experience, education, examination, and ethical standards established by the AICPA.   What are the requirements? In order to […]

Calling a Stock-Market Top Is Only Half the Battle

This article serves as a great lesson for those who think they can time the stock market. The reality if that to time it properly requires being perfect twice, once when you get out, and again when you get back in. I agree with the professional investors quoted in the […]

Active vs. Passive Portfolio Management

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index by using his or her judgment in selecting individual securities and deciding when to buy and sell them. A passively managed […]