Low Interest Rates are Rewriting Investing Rules

Low bond yields are frustrating income-oriented investors; diversification is the only answer.   As I sit down to write to you today, I can’t help but reflect on an article I read in the Wall Street Journal while riding on the train a few days ago. For the first time […]

Balancing a Retirement Portfolio with Asset Allocation

The combination of investments you choose is as important as the individual investments themselves. In fact, many experts argue that it’s even more important, since the mix of various types of investments accounts for most of the ups and downs of a portfolio’s return. Each type of investment, or asset class, has strengths and weaknesses that […]

What Is a CPA Personal Financial Specialist?

A Personal Financial Specialist (PFS) is a Certified Public Accountant (CPA) who meets the financial planning requirements established by the American Institute of Certified Public Accountants (AICPA). The credential is awarded only to CPAs who demonstrate the requisite experience, education, examination, and ethical standards established by the AICPA.   What are the requirements? In order to […]

Getting Help from a Financial Professional

Are you suddenly on your own or forced to assume greater responsibility for your financial future? Unsure about whether you’re on the right track with your savings and investments? Finding yourself with new responsibilities, such as the care of a child or an aging parent? Facing other life events, such as marriage, divorce, the sale of […]

Understanding the Various Types of IRAs

All about IRAs An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. In fact, IRAs are one of the most powerful retirement savings tools available to you. Even if you’re contributing to a 401(k) or other plan at work, you should also consider investing in an IRA.   […]

Offshore Accounts: What to Do Now
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Now it seems the main provisions of FATCA will be kicking in. Life will only be getting more complex and expensive for U.S. taxpayers with international backgrounds or connections. We are committed to helping you navigate this complexity, and protect and you’re your wealth. *** The federal government’s campaign to track down money held by […]

Changing Jobs? Take Your 401(k) and… Roll It!

If you’ve lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It’s important to understand your options.   What will I be entitled to? If you leave your job (voluntarily or involuntarily), you’ll be entitled to a distribution of your […]

Organizing Your Worldwide Assets for Retirement Success
Managing Currency Risks for an International Retirement
Looking Abroad for an ‘All Weather’ Portfolio

The WSJ published an article in February that I’d like to share with you. It really does a great job of summarizing a core tenant of our investment programs – worldwide diversification. The point of the article is to highlight new research into how to best build a “safe” portfolio […]